Health insurance for pets | A pet peeve: it's a safe for your dog really worth it?

But "the bottom of metalworkers Chihuahua (tequila and Mexican beer), or may be tempted to actually go and buy a pet insurance.
According to Consumer Reports Money Adviser, most owners are better off saving your money to spend on premiums for managing the daily needs of the health of Fluffy and Fido.
Sometimes, however, pet insurance to pay if your dog or cat suffering from a serious illness or seriously injured in an accident.
"Previously, we have, I told him that it is not absolutely worth it," said Tobie Stanger, managing editor of Money Advisers. " This time we found cases where it might be worth. But overall, we think you keep your pet healthy and save for emergencies, in most cases this will be enough. "
If we consider a policy it should be noted that all exclude pre-existing conditions, deductibles, co-payments, or both, and can limit what you pay for certain diseases in one year or during the time the policy. They also have the right to exclude common diseases such as hip dysplasia.
"There are so many things and conditions to be aware that for the typical pet healthy, you probably heard was not worth it," Stanger said.
Then it is the case of accidents. My neighbor is a German shorthaired pointer, Chuck, was hit by a car this summer, which cost thousands of dollars.
To avoid such accidents, Stanger suggested that it might be better to put a dog run or find a way to keep your dog away from traffic. "Just make sure that the fence is safe and well save for contingencies," he says.
If you want to add insurance to cover disasters, buy it when the dog is young and low interest rates, get the highest deductible, and read the policy documents to see what I did not cover and what the limits to be.
The high self-esteem, but just mad your pet can be. Take a California Labrador Retriever named Ellie, who has just won this year's award's Hambone Veterinary Pet Insurance Co. said pet insurance more unusual. Ellie could eat an entire hive of bees, although most of the bees had died after being sprayed by exterminators.
That's what I call a honey of an accident. And without insurance, is Ellie "the owner would" I can afford.

Feline Leukemia | Cat Feline Immunodeficiency Virus leukemia can live a full life

The deck was stacked against Charlie.
A parasite that has been taken by the SPCA of Monmouth County, has been the cat with Feline Immunodeficiency Virus, a chronic disease that weakens the immune system diagnosed. But while many would have dismissed as a pet, Susannah Balsys was allowed in
The Wall resident and his family were seeking a special needs cat, said Balsys. She had internships at the shelter, and she wanted an animal to give a new impulse unhappy.
"We brought him home, and it fits perfectly," she said. "It was great there."
Many other FIV-positive cats hello'm so happy.
A diagnosis is a death sentence for a shelter for cats. This is partly because of misconceptions about the disease abound, said Dr. Peter Falk, a former veterinary Ocean County Veterinary Hospital in Lakewood.
Because IVF is in the same class of diseases as the most deadly and virulent feline leukemia virus, or FeLV, people often think that the influence of the two cats the same way. No, "said Falk.
"Feline leukemia virus is a serious, he said, because the cat very sick and kill quickly. If in the saliva of distributed much more relaxed, nursing each other reservoirs, the type of thing," he said.
IVF, on the other hand, usually through bites or transmitted from mother to kitten deep, he said, and infected cats can live long and healthy.
"Many cats with FIV can live their whole lives and have no problems," Falk added that his cat FIV-positive living to 15 years. But, he said, "they are less able to fight infections and are more likely to develop cancer," take good care of pets is a must.
Although there are treatments, "said Falk," no one seems to be something that is too easy and efficient management. "Ensure the best way to get a cat IVF, he said it is good food and one without stress, the inner life.
Why is stored FIV-positive?
Unfortunately, there are resources, "said Francesca Alexander the Monmouth County SPCA, the Charlie Balsys adopted to meet the family.