Health insurance for pets | A pet peeve: it's a safe for your dog really worth it?

But "the bottom of metalworkers Chihuahua (tequila and Mexican beer), or may be tempted to actually go and buy a pet insurance.
According to Consumer Reports Money Adviser, most owners are better off saving your money to spend on premiums for managing the daily needs of the health of Fluffy and Fido.
Sometimes, however, pet insurance to pay if your dog or cat suffering from a serious illness or seriously injured in an accident.
"Previously, we have, I told him that it is not absolutely worth it," said Tobie Stanger, managing editor of Money Advisers. " This time we found cases where it might be worth. But overall, we think you keep your pet healthy and save for emergencies, in most cases this will be enough. "
If we consider a policy it should be noted that all exclude pre-existing conditions, deductibles, co-payments, or both, and can limit what you pay for certain diseases in one year or during the time the policy. They also have the right to exclude common diseases such as hip dysplasia.
"There are so many things and conditions to be aware that for the typical pet healthy, you probably heard was not worth it," Stanger said.
Then it is the case of accidents. My neighbor is a German shorthaired pointer, Chuck, was hit by a car this summer, which cost thousands of dollars.
To avoid such accidents, Stanger suggested that it might be better to put a dog run or find a way to keep your dog away from traffic. "Just make sure that the fence is safe and well save for contingencies," he says.
If you want to add insurance to cover disasters, buy it when the dog is young and low interest rates, get the highest deductible, and read the policy documents to see what I did not cover and what the limits to be.
The high self-esteem, but just mad your pet can be. Take a California Labrador Retriever named Ellie, who has just won this year's award's Hambone Veterinary Pet Insurance Co. said pet insurance more unusual. Ellie could eat an entire hive of bees, although most of the bees had died after being sprayed by exterminators.
That's what I call a honey of an accident. And without insurance, is Ellie "the owner would" I can afford.